Th. Christmas Budget.

“Oh, for the good old days when people would stop Christmas shopping when they ran out of money.” ~ unknown

Christmas StockingsThe midweek Word Prompt on my partner GC and my site Weekly Prompts is Stocking Stuffers.

Gerry speaks about the unexpected extras that pop up at this time of year, the spending that’s not included in the Christmas Budget.

I wish someone would come along and stuff my stocking, preferably with notes, though online banking will also do nicely. So, I have a little seasonal advice to offer.

  • Never buy a car in December because from that moment on, each year just before Christmas the road tax is due, as is the motor insurance, the twelve-month service where you hope that any repairs are minor, then, three years later the wretched MOT (road worthy test) joins the pre-Christmas financial drain!
  • Never book a private medical appointment in December, especially when you know that your ophthalmic surgeon will need to assess your glaucoma every twelve months for the rest of your life! 

I’ve been asked why I didn’t use the NHS. The National Health Service is superb and yes it is over-stretched, especially the A&E departments, but for the majority of illnesses, especially cancer, and heart problems, it is world-class, however, when it comes to hearing and eyesight, the service is a little below the standard of the private sector. 

Oops, I came off the beaten track there didn’t I, and I haven’t even started on Christmas!

© 2019 Word Prompt Stocking Stuffers from Weekly Prompts











14 thoughts on “Th. Christmas Budget.

  1. Having been self-employed for my last 20 working years, I chose to have a private cataract op so that I could choose the Christmas period when I wouldn’t be earning.

    We are gradually bringing our November M.O.T. date earlier – good advice about car buying.

    Liked by 1 person

    1. We had private insurance since our children were young, but after my husband died that came to an end.
      Knowing my situation following Graham’s death my eye surgeon agreed to treat me on the NHS if I needed surgery.
      It’s seeing different doctors on the NHS that bothers me, repeating my history each time and making sense of differing advice. But for real emergencies they are wonderful. My husband chose to use the NHS for his cancer care on the advice of his private consultant.
      We could not fault the first class care and treatment he received during his two year illness.
      Thank you Derrick.

      Liked by 1 person

    1. I wish I’d thought of it before buying mine! Six years on and I am thinking of buying something a little smaller than my 4×4, perhaps a cross over, but definitely not until Spring! Thank you Trev

      Liked by 1 person

  2. Murphy's Law

    Sue, I don’t think a Christmas budget and Christmas buying will ever go hand in hand.

    There are some hearty souls who manage to stick to a budget, but
    most folks are penny wise and dollar foolish, especially during the holidays, never considering the ” regular” bills that will be coming

    Liked by 1 person

    1. I put away a regular amount each month into an account that I informally call the DECEMBER Account! Nonetheless, I often find I have to supplement from my ‘Proper Savings’

      When we discussed family planning all those years ago, we should have thought a little further ahead to all the grandchildren that would inevitably follow on! 😀
      Thank you Ginger 🙂


  3. Great wise advice, SweetSue! 🙂
    I try not to schedule dental or doc appointments in Dec because just the thought of those looming would make my Dec less fun!
    Wouldn’t it be nice if some little elves would fill the stockings every year?
    Last year (and for many years now) I got a lump coal in my stocking! 😮 HA! 😛 It’s a running joke in my family! (As I’m the one who fills the stockings!) 😀
    HUGS!!! 🙂
    PS…You got me thinking about how years ago Christmas stockings held fruit, nuts, candy, maybe a small toy. Now I think kids get more $$ high-dollar stuff in their stockings. 🙂 Maybe Santa’s got a side job to pay for it all! 😮 😉 😀

    Liked by 1 person

    1. I agree with you – today’s parents over indulge their offspring. Walk into their homes and the toys take up more space than the furniture!
      We always had fruit and a bag of sweets (candy) in our stockings, and looked forward to the treat. My favourite gift of all as a child was a post office set and I can still remember the red box. 🙂

      Liked by 1 person

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